Loan to Value Calculator

Calculate your loan to value (LTV) ratio to understand how much of your property's value you're borrowing.

Calculate your LTV
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£

Our LTV calculation is for guidance only and cannot guarantee what you will be able to borrow. Talk to a mortgage broker or lender to get a more accurate figure.

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Loan to value:

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Deposit amount:

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Our LTV calculation is for guidance only and cannot guarantee what you will be able to borrow. Talk to a mortgage broker or lender to get a more accurate figure.

What is a loan to value calculator?

Our loan to value (LTV) calculator helps you work out what percentage of your property's value you want to borrow with your mortgage.

Your LTV ratio is an important factor that lenders consider when deciding whether to offer you a mortgage and what interest rate to charge.

How does the LTV calculator work?

Simply enter your property value and the amount you want to borrow, and we'll calculate your loan to value percentage.

The lower your LTV, the better mortgage rates you're likely to be offered because you're seen as a lower risk to lenders.

For example, if you have a property worth £200,000 and want to borrow £150,000, your LTV would be 75%.

  • 90% LTV means you're borrowing 90% of the property's value
  • 80% LTV means you're borrowing 80% of the property's value
  • 60% LTV means you're borrowing 60% of the property's value

Loan To Value Calculator FAQs

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