Homeowner loans

Secured loans are a viable option if you want to borrow a large amount of money at a relatively low rate, but you need to be fully aware of the risks first. Using your home as security means putting it at risk if your circumstances change and you can no longer repay the loan. Speak to our advisors to discuss your options and get a quote for a secured loan today.

Pros

  • Lower interest rates compared to unsecured loans
  • Higher loan amounts available
  • Longer repayment period than unsecured loans
  • Available to borrowers with bad credit
  • Build your credit score as you pay back the loan

What do you need a secured loan for?

Once you receive the money, you can use a secured loan for any purpose. Common reasons for getting one include:

Early repayment charges

A secured loan helps you free up funds while avoiding paying an ERC as it acts as a second mortgage on top of your existing one.

Home improvements & Expensive purchases

A home improvement secured loan can provide you with the immediate upfront funds required to improve or renovate your home or purchase an expensive asset, such as a new car.

Debt consolidation

Consolidating your debts can help repayment become a more manageable process and improve your credit rating.

Starting a new business

Secured loans can provide lower interest rates and easier access to capital for starting a business in comparison to unsecured loans, along with flexible repayment terms and the opportunity to build credit history.

What our clients say

Join thousands of homeowners who got a mortgage with Horizon Broker services

"

Overall my experience was a wonderful,simple quick and painless task done at my pace at times suitable for me even with a more complicated one this time.

D

Dawn Carter

"

I've gone back to them a few times with changes or to get a better deal based on interest rate changes etc. and they have always found a better deal.

A

Andrea

"

I am amazed at how Easy Horizon Broker Services have made the remortgaging process. I was able to send them all the relevant details within a few seconds

M

Mrs Qureshi

"

Very easy and smooth remortgage. They were helpful and knowledgeable. This is my consecutive time with Horizon and I would not go anywhere else. Thankyou

R

Rob W

"

If you’re looking for a mortgage broker who genuinely cares about their clients and makes the process as simple as possible,Horizon Broker Services is the way to go. I highly recommend them!

J

Julian Critelli

"

Second time that I have used Horizon and both times have been easy and straightforward. They kept me informed every step of the way. A great experience and highly recommended.

R

Rhona

Secured Loan FAQs

About Us

We're a team of mortgage experts who are passionate about helping people find the right mortgage deal.

Secured Loans

Secured loans are a viable option if you want to borrow a large amount of money at a relatively low rate

Contact Us

Get in touch with us. You can easily reach us by email or via our WhatsApp Number

Important Information & Disclosures

Please review the following information about our mortgage services

Important Disclaimers
Essential information about your mortgage obligations
  • You may have to pay an early repayment charge to your existing lender if you remortgage. Your savings will depend on personal circumstances.

  • Your home may be repossessed if you do not keep up repayments on your mortgage.

  • It is important to consider insurance and protection when taking out a mortgage. We will speak to you about this and give you the option to be referred to a protection specialist for advice.

The information provided here is for general guidance only. Please consult with our advisors for advice specific to your circumstances.